AFS Key Highlights

🚀 Exciting New Opportunities

Unlock tailored opportunities that can transform your business operations and help you scale smarter.

🧾 Relief Assistance for Existing Loans

Let us help you manage and pay off current obligations & high interest MCA loans—improving your financial standing and setting you up for future success.

💳 Flexible Monthly Payments

Enjoy fixed monthly payments that align with your cash flow—making budgeting easier and potentially boosting your credit over time.

💰 Dramatically Low Costs

Access the resources you need at a cost far below industry standards—maximize the value of every dollar you invest.

📈 Credit Profile Improvement

We offer programs specifically designed to help improve your credit, giving you access to even more powerful options⚡ Fast & Easy Process

Get approved and funded in as little as 24 hours. No long waits—just results.

🔓 No Collateral, No Personal Guarantees, No Credit Checks

Skip the stress. Our hassle-free process requires no collateral, personal guarantees, or credit checks.

Quick & Secure Funding You Can Trust.

Many small business owners rely on borrowed capital to help run and grow their businesses. However, they often believe they don’t have good enough credit to get a loan. Depending upon the nature of the business need, a business’ credit profile, revenue, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before. Each small business lender weighs each factor differently and we help you decide which lender’s options work best for your needs.

Faster Than Banks

When you're in a pinch you don't have weeks to wait for a response. AFS will make sure you have an answer within a few hours.

Tailored Loan Programs

We tailor programs to make sure it fits your business needs. We take everything into consideration like business size, industry type, time in business, and bank stability.

Transparency

We work collaboratively with lenders and are completely transparent throughout the process. At AFS you're dealing with a real person, not an automated system. Your dedicated representative is available even after business hours.

Term Loans

A business term loan is similar to a traditional business loan. You will be approved for a specific lump sum amount that is deposited into your bank account. When it comes to repayment, you can make weekly or monthly payments over a certain period. Many of these loans have flexible terms.

Lines of Credit

If your line of credit is revolving, this means that you can continue to borrow money until your business reaches its credit limit. Whenever you draw funds, the amount will be subtracted from the total limit. When you make a payment, a portion will be added back to your available credit minus any interest

Credit Card Splits

Credit Card Splits are different from loans. This funding is more like a cash advance, with approval based on credit card sales deposited in the business’s merchant account. Many business owners can apply for a Credit Card Split and have access to the fund in little more than 24 hours .

Relief Assistance from High-Interest Loans

If your business is struggling under the weight of high-interest loans or merchant cash advances, you’re not alone—and there is a way out. Our relief assistance programs are designed to help you reduce your daily or weekly payment obligations, regain control of your cash flow, and avoid default. Whether it’s through reverse consolidation, traditional consolidation, or restructuring options, we work with you directly to create a solution that fits your situation. The goal is to lower your payment burden, improve your credit standing, and position your business for long-term stability and future funding opportunities. Let’s get you back on track—without the pressure.